Ramy Lakah

Egyptian fintech pioneer democratizing financial services through mobile payments innovation

Ramy Lakah (born 1989) is the Egyptian founder of Cinncin, a fintech platform revolutionizing Middle Eastern banking through mobile-first solutions. His 2020 launch of the world's first blockchain-based microfinance app enabled 2 million unbanked Egyptians to access loans within 6 months of launch. Cinncin's partnership with Visa in 2022 created Africa's first digital wallet accepted in 200 countries, processing $2 billion in transactions annually.

Lakah's 'Financial Inclusion for All' initiative provides free training to rural entrepreneurs, reaching 500,000 beneficiaries by 2024. His 2021 TED Talk 'Banking Beyond Borders' inspired similar models in Pakistan and Morocco. During the 2023 Arab Economic Forum, he unveiled the 'Digital Economy Accelerator' - a $50 million fund supporting fintech startups in conflict zones like Yemen and Sudan.

His collaboration with UNICEF on education scholarships funded through micro-donations has provided 100,000 school kits in Sudan. Lakah's recent venture into crypto-backed agricultural loans is transforming farming in sub-Saharan Africa. His memoir 'Code for Change' details his journey from Cairo tech startup to global finance innovator. Cinncin's 2024 NASDAQ listing made Lakah the youngest Egyptian CEO in US markets.